Home Insurance

It is rightly said, “There’s no place like home”. Home is your safe space, your comfort zone. It is not a place, but a feeling that can’t be expressed but only be felt.

When your home gives you so much, it becomes your responsibility to keep it safe and secure. Your home is exposed to many uncertain risks like damages due to natural disasters, fire, theft, etc. At Exceed Insurance, we make sure your home feels as safe as you feel living in it. 

What is Homeowners Insurance?

Homeowners Insurance is a package policy that covers damage to your property, liability or legal responsibilities for any injury or damage caused by you or other members of your family to other people.

It also covers repair costs for damage caused by household pets or natural disasters mentioned in your policy documents like floods, earthquakes, poor maintenance, and more. We recommended investing in two separate policies for flood and earthquake coverage for additional coverage.

Types of Home Insurance

Homeowners Insurance

Protects you, your home and personal belongings against any damage or loss.

Renter's Insurance

Covers your rented property and your personal belongings from any damage or loss.

Dwelling Fire Insurance

Protects properties you own that are leased out from any damage or loss.

What does Home Insurance Cover?

Property Coverage

Provides financial security if your property is damaged or lost during a natural calamity like hurricanes, fire accidents, and more. 

Liability Coverage

Pays for medical expenses if a guest gets injured or hurt in your home.

Repair Coverage for Theft & Vandalism

Pays for repair & replacement costs for the damage caused to your home during a theft or vandalism attack.

FAQs

How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed?

Ask your insurance agent to talk you through your home's features and the things you own so you can make an informed decision about coverage.

Does the insurance company have a good reputation for customer service?

Our network of insurance carriers is reliable and trustworthy. Furthermore, our insurance agents are always at your service and will gladly assist you through the purchase as well as any claims processes.

Are there any discounts on plans?

Your agent will offer you multiple policy options keeping in mind what works best for you, coverage-wise, and cost-wise.

Why choose Exceed Insurance Agency for Homeowners Insurance?

Our extensive knowledge and 20+ years of experience in the insurance industry helps us to assist you with the best plans in the market.

Does Home Insurance protect me from lawsuits?

There are some home insurance plans that may offer special protection where you and your family are protected from property-related lawsuits. Talk to your agent for more information.

Can I claim for loss of personal belongings too?

Yes, homeowners insurance plans may cover you for the loss of your personal belongings if you have home contents coverage.

Does my homeowner’s insurance protect my home from floods?

Homeowners insurance does NOT cover any damages due to floods. It is recommended that if you live in a flood-prone area, you acquire Flood Insurance which is provided directly through NFIP. Our agents at Exceed Insurance can help you with obtaining flood insurance.

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