Liquor Liability Insurance

Liquor Liability Insurance, also known as Liquor Store Insurance is one of the best ways to manage these risks to protect your liquor store business. Liquor store owners face various risks and exposures, including customer slips, trips, and falls, employee injuries and illnesses, and business continuity.

Liquor Store Insurance Coverage

The types of business insurance policies you may need to purchase to protect your liquor store adequately will depend on your unique circumstances. Common types of alcohol store insurance policies you may want to consider include the following:

  • General liability insurance
  • Commercial property insurance
  • Business income insurance
  • Workers’ compensation insurance
  • Liquor liability insurance
  • Commercial auto insurance
  • Commercial umbrella insurance
  • Cyber liability insurance
  • Employee dishonesty insurance

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There may be additional lines of coverage your business needs to consider. Additionally, you may be eligible to purchase a business owners policy (BOP), which bundles general liability, commercial property and business income insurance.

How Much Does Liquor liability Insurance cost?

Liquor store insurance costs will vary depending on many factors, including the insurance policies you purchase, the size of your operations, the number of employees you have and the risk mitigation strategies you may have in place. If you want to reduce your liquor liability insurance cost, checkout our dedicated blog.

Contact Us

If your business needs liquor store insurance, we’re here to help. Reach out to the team at Exceed Insurance Agency to get started.

Exceed Insurance Agency is a leading Insurance agency based in Indianapolis and Sacramento that offers the best liquor liability insurance to all liquor store owners in the US . Contact us today to discuss your business insurance needs and get a free policy quote.

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Ultimately, the goal of an award-winning insurance company is to provide its customers with peace of mind and financial protection in the face of unexpected events.

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Exceed’s liquor liability insurance is available for everyone, no matter where you are in the United States.


Liquor store insurance, also known as liquor liability insurance, protects your business from financial losses if a customer becomes intoxicated after purchasing alcohol from your store and causes harm to themselves or others. You can check out our detailed blog on Liquor Insurance to know more.

Maintaining a clean claims history, installing security measures, and taking employee training courses can all lead to discounts. We can help you explore these options.

Getting a free quote is easy. Click on the “Get Insured” button below or call us at 855-539-2333. We are there to help you all the time. 

Liquor liability laws apply to all types of alcohol sales, so some form of coverage is recommended regardless of what you sell.

The cost depends on factors like your location, the type of alcohol you sell, and your claims history. We’ll work with you to find an affordable policy that meets your needs.

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