Shopping Center Insurance

Shopping center insurance is a must for every business owner as they are a hub of retail shops, restaurants, offices, various stores, and others. People visit shopping malls for various activities like shopping, eating, spending time with friends, or just for a change of vibe.
Such huge shopping hubs include a lot of machines and equipment to function on a daily basis. They are exposed to higher risks of theft, vandalism, damages due to social unrest, and more.

Hence it becomes very crucial to insure your shopping center business. At Exceed Insurance, our team of insurance experts brings you the best comprehensive plans to give you the best coverage.

What is Business Insurance for Shopping Malls?

If you own or operate a shopping mall or a shopping center, it is important that you understand the various types of risks you will face on a daily basis.

A Shopping Center Insurance policy can protect your assets from all potential risks like fire hazards, theft, water damage, storm, visitor liabilities, and more. Shopping center policies are also known as lessors risk policies.

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Tenant Liability Protection

Public Liability Coverage

Types of Shopping Mall Insurance:

Package Insurance

Pays for the property damages and liability claims caused by an incident in the shopping center premises.

Umbrella Liability Insurance

Pays for additional expenses that kick in when your general liability limit gets exhausted.

Commercial Auto Insurance

Protects your owned, hired, and non-owned business vehicles.

Workers Compensation Insurance

Protects your staff from any medical costs or loss of income situations that result from an on-the-job injury.

Shopping Centre Insurance Coverages:

Property Coverage

Pays for any damages caused to your store property and contents in it.

General Liability Insurance

Pays for the damages caused by an accident of a guest or a patron in the shopping center premises.

Equipment/Machinery Breakdown Protection

Pays for repair and replacement costs for any equipment breakdown.

Business Income Insurance

Helps you sustain any losses, pay the bills, take care of repair costs in situations when you have to temporarily close business for a few days.

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Ultimately, the goal of an award-winning insurance company is to provide its customers with peace of mind and financial protection in the face of unexpected events.

Regions We Serve

East Coast




Great Plains

West Coast

Mountain West


Exceed’s shopping mall insurance is available for everyone, no matter where you are in the United States.

How to get a Shopping Centre Insurance?

Exceed Insurance Agency is committed to helping you find the right business insurance policy to fit your specific needs. We are the leading shopping centre insurance service providers across all states in the US.

We offer tailor-made shopping mall insurance policies to fit your specific needs nationwide. Reach out to us today to start the conversation or to get a quote.


Shopping center insurance, also known as shopping mall insurance, is a customized policy that combines various coverages to protect your property, tenants, and visitors.

While your policy protects the common areas and building structure, tenants are responsible for insuring their own businesses. However, we can help connect your tenants with reputable insurance providers.

Yes! Depending on your specific needs, we can recommend additional coverages like:

  • Terrorism insurance: Protects your property from financial losses due to acts of terrorism.
  • Loss of rent: Covers lost income if a tenant defaults on their rent payments.
  • Sign insurance: Protects valuable signage from damage or theft.

There are no federal mandates for shopping center insurance. However, some states or lease agreements might require you to carry specific insurance coverages.

The cost of the shopping center insurance depends on several factors which includes the size and location of your center, the types of stores you house, and your claims history. We’ll work with you to find an affordable policy that meets your needs.

Our dedicated claims team will guide you through the process, working diligently to get you a fair settlement quickly and efficiently.

Implementing security measures, maintaining your property, and having loss prevention plans can contribute to lower premiums. Our experts at Exceed Insurance can advise you on these strategies.

While we can’t provide a final quote online due to the customized nature of the policy, you can contact Exceed Insurance or visit our website to get started. We’ll get in touch to discuss your specific needs.

Real Client Stories

Customer Feedback

Exceed's Shopping Center Insurance is a game-changer! My old policy offered basic coverage at a high price. Their team found me the right protection for my unique mall, from tenant leaks to slip-and-falls. The prices are competitive and the service offered is top-notch.
Benjamin Carter
Finding the perfect shopping mall insurance was a headache. Their experts listened to my concerns and offered customizable insurance solutions. Their coverage is comprehensive, and their team is always available for all the queries.
Ahmed Al
Exceed offers the best shopping center insurance policy at affordable prices. They offer exceptional service. Their team is very knowledgeable and responsive, making them a true insurance partner in protecting my investment.
Emily Johnson
Exceed Insurance really came through with their shopping center insurance service. Their team is always friendly and helpful. When I approached them, they understood the unique risks and offered me the perfect insurance for my shopping mall.
Ananya Desai
Exceed's Shopping Center Insurance is more than just protection. Their team helped me identify potential risks and implement preventative measures. The claims process is seamless, and their customer support team has been amazing so far. I wouldn't trust anyone else with my shopping center's security.
Jacob Martinez

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