Grocery Store Insurance

A Grocery Store business is exposed to many risks, these could be related to the property, contents or even employees. Deciding how to buy the right grocery store insurance can seem like a complex process. At Exceed Insurance, we help you decide the best grocery store Insurance suitable for your business as per your needs.

What is Grocery Store Insurance?

Grocery Store Insurance is a type of insurance coverage that protects owners from potential risks, such as property damage, liability claims, and business interruptions. This Business Insurance for grocery stores provides financial security and peace of mind for unseen events that can impact operations of the store.

Grocery Store Insurance Coverages fall under 3 major categories, liability coverage, property coverage, and other coverages. These supermarket insurance coverages are decided basis of your needs and various aspects of your store such as the location, size, and contents sold.

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Inventory Protection

Liability Coverage

Liability Coverage for Grocery Insurance

General Liability Insurance

Covers you for damages that occur from an in-store accident of a guest.

Workers Compensation Insurance

Pays for medical costs or loss of income situations that result from an on-the-job injury for your employees

Liquor Liability Insurance

Helps settle claims for a situation where a guest causes harm a third-party under the influence of alcohol.

Property Supermarket Insurance Coverages

Property Coverage

Pays for any damages caused to your store property and contents in it.

Products Liability Coverage

Protects your business from claims or legal accusations due to faulty products.

Druggist Liability Coverage

Protects your grocery store from any medical claims incurred due to pharmacy sales.

Advertising Injury Coverage

Secures you from copyright and trademark infringement claims.

Umbrella Liability Coverage

Pays for additional expenses incurred that may not be covered in your general liability coverage.

Business Income Coverage

Helps sustain any losses, pay the bills, take care of repairs in situations when you may have to temporarily close business for a few days.

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Ultimately, the goal of an award-winning insurance company is to provide its customers with peace of mind and financial protection in the face of unexpected events.

Regions We Serve

East Coast




Great Plains

West Coast

Mountain West


Exceed’s grocery store insurance is available for everyone, no matter where you are in the United States.

Equipment/Machinery Breakdown Protection

Pays for repair and replacement costs for any equipment breakdown.

At Exceed Insurance, our team simplifies every insurance coverage for you so that you make the right decision when choosing business insurance for grocery store.  Contact us today!

If you want to ensure maximum protection for grocery store, here are few tips to protect your grocery store business.


Yes, we also offer customizable insurance policies. We will tailor your grocery store insurance coverage based on your specific needs and risks. We also offer free business consultation.

Getting a quote with Exceed Insurance is a simple process. You can provide us the necessary information about your business, and our team will work to provide an instant quote.

Grocery Store Insurance generally covers various aspects that includes property damage, liability for slips and falls, employee injury, theft, burglary and protection for inventory.

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