Shopping Center Insurance

Shopping Centre Insurance

Shopping center insurance is a must for every business owner as they are a hub of retail shops, restaurants, offices, a variety of stores and others. People visit malls for various activities like shopping, eating, spending time with friends, or just for a change of vibe.

Such huge shopping hubs include a lot of machines and equipment to function on a daily basis. They are exposed to higher risks of theft, vandalism, damages due to social unrest, and more.

Hence it becomes very crucial to insure your shopping center business. At Exceed Insurance, our team of insurance experts brings you the best comprehensive plans to give you the best coverage.

What is Business Insurance For Malls?

If you own or operate a shopping mall or a shopping center, it is important that you understand the various types of risks you will face on a daily basis.

A Shopping Center Insurance policy can protect your assets from all potential risks like fire hazards, theft, water damage, storm, visitor liabilities, and more. Shopping center policies are also known as lessors risk policies.

Lines of Insurance For Shopping Malls

Package Insurance

Pays for the property damages and liability claims caused by an incident in the shopping center premises.

Umbrella Liability Insurance

Pays for additional expenses that kick in when your general liability limit gets exhausted.

Commercial Auto Insurance

Protects your owned, hired, and non-owned business vehicles.

Workers Compensation Insurance

Protects your staff from any medical costs or loss of income situations that result from an on-the-job injury.

Additional Coverages

Property Coverage

Pays for any damages caused to your store property and contents in it.

General Liability Insurance

Pays for the damages caused by an accident of a guest or a patron in the shopping center premises.

Equipment/Machinery Breakdown Protection

Pays for repair and replacement costs for any equipment breakdown.

Business Income Insurance

Helps you sustain any losses, pay the bills, take care of repair costs in situations when you have to temporarily close business for a few days.

Shopping Centre Insurance


Does my insurance cover medical expenses for any trips, slips, or falls?

Yes, the general liability coverage will pay for medical expenses caused due to an accident on your premises.

How do I file a claim?

All you need to do is, get in touch with one of our insurance agents and they will guide you through the process.

Are there any discounts on plans?

Your agent will offer you multiple policy options keeping in mind what works best for you, coverage-wise, and cost-wise.

Will my policy cover any legal claims?

The umbrella liability insurance takes care of any additional expenses that may not be covered in your existing policy.

Why choose Exceed Insurance Agency for Shopping Center Insurance?

Our extensive knowledge and 20+ years of experience in the insurance industry helps us to assist you with the best plans in the market.

How much will my premium be?

Your premium depends on the extensiveness of your business and how elaborate your policy is. Consult our insurance agents and they will offer you the most cost-effective policies.

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