Life Insurance

Life insurance

Your life isn’t just yours; your loved ones depend on it too for security. Sometimes due to unexpected situations, the security of your loved ones can be at risk.

Life insurance is what your family can rely on. It provides financial support to your surviving dependents. We, at Exceed Insurance, make sure that you get the best life insurance benefits at low premium costs.

What is Life Insurance?

Life insurance is a contract between you and an insurer in which the insurer guarantees payment of a death benefit to the mentioned beneficiaries when the insured dies. The insurance company promises a death benefit in exchange for premiums paid by you.

Lines of Insurance

Term Insurance

Provides protection for a specific period of time, the ‘term’, and generally pays a benefit only if one dies during the term.

Permanent Insurance

Provides lifelong protection for as long as one pays the premium.

Additional Coverages

Accidental Death Benefit Rider

Provides coverage in the event of the insured’s accidental death.

Waiver Of Premium Rider

Relieves you of making premium payments if you become disabled and are unable to work.

Accelerated Death Benefit Rider

Allows the insured to collect a portion or all of the death benefit upon diagnosis of a terminal illness.


How much life insurance to buy?

Before you apply for life insurance, you should analyze your financial situation and determine how much money would be required to maintain your beneficiaries’ standard of living or meet the need for which you’re purchasing a policy.

Are there any discounts on plans?

Your agent will offer you multiple policy options keeping in mind what works best for you, coverage-wise, and cost-wise.

How do I file a claim?

All you need to do is, get in touch with one of our insurance agents and they will guide you through the process.

Why choose Exceed Insurance Agency for Life Insurance?

Our extensive knowledge and 20+ years of experience in the insurance industry helps us to assist you with the best plans in the market.
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