Grocery Store Insurance

A Grocery Store business is exposed to many risks, these could be related to the property, contents or even employees. Deciding how to buy the right grocery store insurance can seem like a complex process.

At Exceed Insurance, our team simplifies every coverage for you so that you make the right decision when choosing a grocery store insurance policy.

What is Grocery Store Insurance?

Insurance for grocery stores provides a number of coverages. These coverages are decided basis your needs and various aspects of your store such as the location, size and contents sold.

The coverages fall under 3 major categories, liability coverage, property coverage, and other coverages.

Lines of Insurance

General Liability Insurance

Covers you for damages that occur from an in-store accident of a guest.

Workers Compensation Insurance

Pays for medical costs or loss of income situations that result from an on-the-job injury for your employees.

Liquor Liability Insurance

Helps settle claims for a situation where a guest causes harm a third-party under the influence of alcohol.

Additional Coverages

Property Coverage

Pays for any damages caused to your store property and contents in it.

Products Liability Coverage

Protects your business from claims or legal accusations due to faulty products.

Druggist Liability Coverage

Protects your grocery store from any medical claims incurred due to pharmacy sales.

Advertising Injury Coverage

Secures you from copyright and trademark infringement claims.

Umbrella Liability Coverage

Pays for additional expenses incurred that may not be covered in your general liability coverage.

Business Income Coverage

Helps sustain any losses, pay the bills, take care of repairs in situations when you may have to temporarily close business for a few days.

Equipment/Machinery Breakdown Protection

Pays for repair and replacement costs for any equipment breakdown. 

FAQs

Will my grocery store be covered for damages caused by theft & vandalism too?

Yes, property coverage ensures that any damage done to your property is paid for. For more information, connect with one of our experts.

What if I do not buy the additional coverages?

We recommend buying additional coverage to make sure you get complete protection.

Are there any discounts on plans?

We will offer you multiple policy options keeping in mind what works best for you, coverage-wise, and cost-wise.

How do I file a claim?

All you need to do is, get in touch with one of our insurance agents and they will guide you through the process.

Why choose Exceed Insurance Agency for Grocery Store Insurance?

Our extensive knowledge and 20+ years of experience in the insurance industry helps us to assist you with the best plans in the market.

How much does grocery store insurance policy cost?

All business insurance costs vary. So, your grocery store's premium will vary even from that of the store down the block. Our job is to help you get the most-essential coverage without cutting corners just to get a good price. Your most-effective policy will always come at a price you can afford.

Insurance Carriers

Not sure what you need? Connect with us for reliable assistance for all kinds of insurance requirements.

GROCERY STORE INSURANCE

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