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Home » Auto Insurance in Indianapolis, Indiana

Auto Insurance in Indianapolis, Indiana

Auto insurance can help you maintain financial stability and may be required in your area. Car insurance discounts may be available, depending on your situation. Contact Exceed Insurance Agency in Indianapolis, Indiana, and Sacramento, California, to learn more about your auto insurance options.

What Auto Insurance Is Required by Law?

Each state sets auto insurance requirements. In most areas, drivers must maintain minimum amounts of auto liability coverage to help pay for third-party bodily injury and property damage claims after an accident.

Your agent can help you understand your state’s minimum auto policy requirements. They may also recommend that you purchase more than the minimum required amount of liability coverage to help provide appropriate financial protection.

How Auto Insurance Deductibles Work

Your auto insurance deductible is the amount you pay before your insurance coverage kicks in to help cover damage claims after an accident. Deductibles are typically $250, $500 or $1,000.

Higher deductibles may result in lower car insurance prices, but it’s crucial to consider the affordability of your auto policy’s deductibles.

How Auto Insurance Claims Work

After an accident, the policyholder files a claim with the insurer, providing details of the incident and any related damages. The insurance company then investigates the claim, assesses the damages, and determines the amount of compensation that the policyholder is eligible to receive based on their coverage and deductible.

How to Get Auto Insurance

Exceed Insurance Agency is committed to helping you find a policy to fit your specific needs. Reach out to us today to start the conversation or to get a quote.

Important Notice

Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

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