Wisconsin Liquor Store Insurance Programs

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Wisconsin Alcohol Industry Snapshot

  • Liquor, beer, and wine can be sold at gas stations, supermarkets, and liquor stores in Wisconsin
  • For every liquor store in Wisconsin, there are 2,436 people

Wisconsin Liquor Store Insurance Programs

Liquor stores from Racine, to Milwaukee, to Madison serve as vital pegs in their local economies. Nonetheless, these Wisconsin businesses are not immune to hazards. Fires, theft, customer injuries and more might mean that the business owner has to shell out money for repairs or compensation.

However, with commercial insurance, you won’t have to worry about being unable to rebuild your business. Strong coverage can help you get the monetary protection you need in case a variety of hazards strike your business. In Wisconsin, turn to Exceed Insurance as a trusted partner to help you enroll in:

  • Property Coverage: We can provide coverage for your building and your business' personal property. Our property coverage form helps fund repairs and replacement of items associated with your property in case of a covered loss.
  • Equipment Breakdown: Broken air conditioning systems, coolers and registers can all be costly expenditures without the right insurance. This coverage helps fund repairs so you don’t lose revenue fixing it alone.
  • General Liability: Guests or other third parties who suffer a loss on your property because of any negligence may seek damages. This coverage offers protection against these financial consequences.
  • Employment Practices Liability: Employee allegations of discrimination, wrongful termination, harassment or other employment-related issues can lead to costly legal fees. This coverage will help alleviate the cost.
  • Commercial Crime: Guests and employees may end up stealing from your liquor store. They may commit various other criminal acts as well. This coverage offers financial protection in these circumstances.
  • Workers Compensation: Wisconsin law requires liquor stores to carry workers compensation insurance not only to protect the business from lawsuits, but to also protect injured workers.
  • Loss of Use: If a covered incident causes you to temporarily close your business, this coverage can help cover lost income so you’re able to continue funding the business’ financial obligations.
  • Data Protection: Depending on your policy, this coverage option can help protect your electronic files, records and licensing paperwork.
  • Employee Dishonesty: Protects your business from employees’ acts of dishonesty, including theft, fraud or embezzlement.
  • Surety Bond: Depending on local laws and ordinances, you may be required to purchase certain surety bonds. They act as guarantees that you have enough collateral to continue operating your business.

No two liquor stores are the same, and the team at Exceed Insurance understands that you will need a specific policy package for your business. We work with multiple insurers throughout Wisconsin, and can compare their policy offerings to find a package that meets your needs. You will walk away knowing you have strong protection at an affordable price.

Get in touch with us today. Our skilled agents can help you build a liquor store insurance policy to best meet your needs. Contact us today to get started!

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