How Does Gas Station Insurance Protect Your Business, Employees & Patrons

Gas Station Insurance is the umbrella that keeps you and your liabilities covered. Know which coverages protect you, your staff, and your patrons, below.

Gas Station Insurance is a necessity for a reason. It keeps you safe from any financial risks and liabilities. An ideal Gas Station Insurance is tailored such that it secures your business, employees, and your customers too. In this article, we will learn about a few coverages that cover your business from every possible risk.

Coverages That Protect Your Business & Property-

  • Property Coverage It pays for any damages caused to your store property and the contents in it. It includes property coverage for your pumps, canopy, and outdoor signs too.
  • Business Income Coverage
  This coverage helps sustain any losses, pays the bills, takes care of repair costs in situations when you have to temporarily close your gas station.
  • Commercial Crime Coverage
It covers you from any losses incurred in situations like theft, vandalism, or employee dishonesty.

Coverages That Protect Your Patrons-

  • General Liability Coverage This coverage pays for any harm caused to a patron in an accident caused on your business premises. It is a much-needed coverage as trips and falls occur quite frequently at a gas station. 
  • Liquor Liability Coverage This coverage is a must if you have a convenience store and you sell alcohol. It helps in settling claims where your customers end up harming a third-party under the influence of alcohol.

Coverage That Protects Your Employees-

  • Business Income Coverage A part of Business Income Coverage also helps you pay salaries in situations where your gas station is temporarily closed. 
  • Workers’ Compensation Coverage This coverage makes sure that your employees are taken care of. It assures to pay for medical costs or loss of income situations that result from an on-the-job injury.Listed above are some crucial coverages that keep your business, employees, and customers secure. However, a dependable Gas Station Insurance plan is supported with many other coverages too. You can check all the inclusions here: You can also call us on 855-5EXCEED for tailor-made insurance plans. 

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