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Georgia Hotel Insurance Programs


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Georgia Hotel Industry Snapshot

  • 98 room, 4 story Tru by Hilton hotel to open in Atlanta Summer 2017
  • Hard Rock International plans to open a Hard Rock Hotel in Atlanta in the Spring of 2018
  • 206 room Hilton Tbilisi has been set to open early 2019

Georgia Hotel Insurance Programs

Georgia is famous for its hospitality. Therefore, if you run a hotel, you likely see a lot of traffic through your doors. However, with your hotel comes insurance risks.

A hotel policy from Exceed Insurance can help you protect your business against unforeseen losses. We can issue policies for Atlanta, Savannah and other cities throughout Georgia.

Exceed Insurance works with many different insurance companies. We offer a tailored, specialized and affordable insurance program for your hotel in Georgia.

  • Property Coverage: We can provide coverage for your building and your business’ contents. Our property coverage helps fund repairs and replacement of items associated with your property in case of a covered loss.
  • Business Income Coverage: A suspension of operations may halt business, resulting in a loss of revenue. This coverage option can help cover loss of revenue.
  • Equipment Breakdown: Broken air conditioning systems, stoves, and cooktops can all be costly expenditures without the right insurance. This coverage helps fund repairs so you don’t lose revenue fixing it alone.
  • General Liability: Guests or other third parties may suffer a loss on your property. If they suspect negligence, they may seek damages. This coverage offers protection against these financial consequences
  • Employment Practices Liability: Employee allegations of discrimination, wrongful termination, harassment or other employment issues can lead to costly legal fees. This coverage will help alleviate the cost of defending a claim.
  • Commercial Crime: Guests and employees may commit various acts of crime, including theft. This coverage offers financial protection from such acts.
  • Commercial Auto: Any vehicle owned by your hotel will need insurance that meets your state’s requirements. We have comprehensive coverage options for business vehicles.
  • Workers Compensation: Georgia law requires businesses to carry workers compensation insurance not only to protect the business from lawsuits, but to also protect injured workers.

Hotels in Georgia come in a great assortment of sizes and varieties. Your clientele will also differ, as Atlanta attracts a different demographic of visitor than perhaps Savannah does. Therefore, each hotel poses a unique insurance risk.

Exceed Insurance has collaborated with multiple insurance carriers with local, regional, and national presences. Our policies guarantee to meet Georgia’s insurance standards. Our skilled agents can help you build a hotel insurance policy to best meet your needs. Contact us today to get started!

  • AAA
  • Allied
  • Berkshire Hathaway Guard
  • Grange
  • The Hartford
  • Liberty Mutual
  • Progressive
  • Safeco
  • TransAmerica
  • Travelers
  • Victoria
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