Georgia Grocery Store Insurance Programs

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Georgia Grocery Store Industry Snapshot

  • Georgia’s most popular grocery retailer is Walmart, with 191 stores offering grocery services.
  • Among Georgia’s most famous agricultural products are peaches, pecans and peanuts. It is also one of the top egg and small chicken producing states.
  • Outside of Florida, Georgia has one of the largest collections of Publix stores in the country, with 186 locations.

Georgia Grocery & Food Store Insurance Programs

If you run a grocery, convenience or wholesale operation in Georgia, you provide a service that supports your community. Everyone needs to eat, and most people know the benefits of having a neighborhood food store.

Still, a grocery store takes a lot of commitment and financial investment. It comes with multiple property, personnel and liability risks. Various problems might damage stock, compromise data or cause harm to others. If significant damage occurs, it might cut into your store’s finances.

The good news is, there’s help available. Grocery store insurance can offer effective, far-reaching protection for proprietors throughout Georgia. Exceed Insurance can help you enroll in various forms of coverage like:

  • Property Coverage: This helps protect the business’ physical assets. It often can cover the building, inventory, shelving, fixtures, office equipment and cash registers.
  • General Liability: There’s always a chance someone could get hurt on your property. If they hold the company responsible, you might have to pay. You can use this coverage to help settle what you owe.
  • Products Liability: You want to sell a foolproof product, but there is always some embedded risk. Something you sell could always harm one of your customers. Just like general liability insurance, this coverage can help you if items sold in your store harm someone else.
  • Workers Compensation: This coverage provides supplementary income for employees injured on the job. It might help them pay for medical bills, lost wages or other costs. Most states have laws requiring businesses to offer coverage.
  • Loss of Use: You don’t want a damaging event to force you to close your business’ doors. That could mean a loss of income. But, if the worst happens, this coverage can step in. It can help you still pay your bills and reopen still in the clear.
  • Advertising Injury: You need to publicize your grocery store, and that means advertising. But, third parties might allege that you published inaccurate information, violated someone’s privacy or copied advertising. They might even claim you committed slander or libel. This coverage protects your business if someone claims an advertising injury.
  • Equipment/Machinery Breakdown: Should vital equipment break – such as air conditioning or refrigeration systems - this coverage can help repair those items.

Running your store takes a lot of hard work. Don’t let it all go to waste in the event of an accident. Let Exceed Insurance help you get targeted grocery store insurance. That way, you can get back to selling your Georgia peaches without worrying about whether you have the right protection. Get started with a free grocery store insurance quote today!

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