Restaurant
Running a restaurant can be taxing at times. It is one of the busiest businesses and includes services that involve many risks.
It is your duty to protect your business, your reputation, your staff, and your restaurant property from any and every risk. At Exceed Insurance, we ensure that you get an insurance policy for your restaurant that provides 100% protection.
What is Restaurant Insurance?
Restaurant Insurance is a contract between you and your insurance carrier to protect your business and help it function smoothly. Owning a restaurant includes risks at every level like cooking to serving food, serving alcoholic beverages, offering valet parking services, etc.
You put a lot of effort and funds into building your restaurant’s property and that needs protection too. Your insurance policy is what keeps you going during ups and downs.
Lines of Insurance
Business Owners Policy
Pays for the property damages and liability claims caused by an accident of a guest or a patron in the restaurant premises.
Workers Compensation Insurance
Pays for medical costs or loss of income situations that result from an on-the-job injury for your employees.
Umbrella Liability Insurance
Pays for liability claims after your general liability coverage gets exhausted.
Commercial Auto Insurance
Protects your owned, hired and non-owned auto used for daily business operations.
Additional Coverage’s
Liquor Liability Insurance
Settles claims for a situation where your patrons end up harming a third-party under the influence of alcohol.
Business Income Coverage
Helps sustain any losses, pay the bills, take care of repair costs in situations when you have to temporarily close business for a few days.
Spoilage Coverage
Pays for food that is spoiled or contaminated due to equipment failure.
Equipment/Machinery Breakdown Protection
Pays for repair and replacement costs for any equipment breakdown.
Employee Dishonesty Coverage
Pays for any losses that may occur if your employees steal from your business.