Liquor Liability Insurance
Liquor store owners face various risks and exposures, including customer slips, trips and falls, employee injuries and illnesses, and business continuity. One of the best ways to manage these risks is to ensure that a robust liability insurance portfolio protects your liquor store business.
Exceed Insurance Agency is here to help Indianapolis and surrounding liquor store owners get the necessary insurance protections. Contact us today to discuss your insurance needs and get a free policy quote.
What Business Insurance Coverages Do Liquor Stores Need?
The types of commercial insurance policies you may need to purchase to protect your liquor store adequately will depend on your unique circumstances. Common types of alcohol store insurance policies you may want to consider include the following:
- General liability insurance
- Commercial property insurance
- Business income insurance
- Workers’ compensation insurance
- Liquor liability insurance
- Commercial auto insurance
- Commercial umbrella insurance
- Cyber liability insurance
- Employee dishonesty insurance
There may be additional lines of coverage your business needs to consider. Additionally, you may be eligible to purchase a business owners policy (BOP), which bundles general liability, commercial property and business income insurance. Contact Exceed Insurance Agency to learn more about the liquor store insurance solutions we may be able to provide.
How Much Does Insurance Cost for a Liquor Store?
Liquor store insurance costs will vary depending on many factors, including the insurance policies you purchase, the size of your operations, the number of employees you have and the risk mitigation strategies you may have in place. Contact Exceed Insurance Agency for a no-obligation, free quote today.
If your business needs liquor store insurance, we’re here to help. Reach out to the team at Exceed Insurance Agency to get started.