Hotel Insurance
Starting and managing a hotel business requires a massive investment in terms of property, contents, and workforce. With such an investment, it becomes equally important to ensure that the business flow is uninterrupted and smooth.
At Exceed Insurance, we understand your insurance needs and offer tailor-made Hotel Insurance Coverages to give your hotel the protection it requires.
What is Hotel Insurance?
Hotels provide guests with many services like lodging, food, space for hosting events and so much more. With more services, come more risks.
For such situations, you need one policy that specially takes care of hotel-related claims. Our Hotel Insurance policies are specially designed to cover all possible risks that a hotel may face.
Lines of Insurance
General Liability Insurance
Covers you for the damages that occur from an accident of a guest in the hotel premises.
Cyber Liability Insurance
Settles any claims that are derived from a data breach and manages the losses that occur due to hacking of systems.
Umbrella Liability Insurance
Pays for all overhead expenses which may not be covered in your general liability coverage.
Workers Compensation Insurance
Protects your staff from any medical costs or loss of income situations that result from an on-the-job injury.
Employment Practices Liability Insurance (EPLI)
Pays for any kind of legal settlements for claims regarding employee allegations of discrimination, wrongful termination, harassment or other employment issues.
Commercial Auto Insurance
Provides cover to your business vehicles like shuttle cars or cars used by employees.
What does the Hotel Insurance cover?
Property Coverage
Pays for any damages caused to your hotel property and contents in it.
Contents Coverage
Liquor Liability Coverage
Settles claims for a situation where your customers end up harming a third-party under the influence of alcohol.
Equipment Breakdown Protection
Business Income Coverage
Helps sustain any losses, pay the bills, take care of repair costs in situations when you have to temporarily close business.
Employee Dishonesty Coverage
Pays for any losses that may occur if your employees steal from your business.