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Home » Hotel Insurance

Hotel Insurance

Starting and managing a hotel business requires a massive investment in terms of property, contents, and workforce. With such an investment, it becomes equally important to ensure that the business flow is uninterrupted and smooth.

At Exceed Insurance, we understand your insurance needs and offer tailor-made Hotel Insurance Coverages to give your hotel the protection it requires.


What is Hotel Insurance?

Hotels provide guests with many services like lodging, food, space for hosting events and so much more. With more services, come more risks.

For such situations, you need one policy that specially takes care of hotel-related claims. Our Hotel Insurance policies are specially designed to cover all possible risks that a hotel may face.

Lines of Insurance

General Liability Insurance

Covers you for the damages that occur from an accident of a guest in the hotel premises.

Cyber Liability Insurance

Settles any claims that are derived from a data breach and manages the losses that occur due to hacking of systems.

Umbrella Liability Insurance

Pays for all overhead expenses which may not be covered in your general liability coverage.

Workers Compensation Insurance

Protects your staff from any medical costs or loss of income situations that result from an on-the-job injury.

Employment Practices Liability Insurance (EPLI)

Pays for any kind of legal settlements for claims regarding employee allegations of discrimination, wrongful termination, harassment or other employment issues.

Commercial Auto Insurance

Provides cover to your business vehicles like shuttle cars or cars used by employees.

What does the Hotel Insurance cover?

Property Coverage

Pays for any damages caused to your hotel property and contents in it.

Contents Coverage

Protects your business from claims or legal accusations that occur from an accident of a guest that occurs on your premises.

Liquor Liability Coverage

Settles claims for a situation where your customers end up harming a third-party under the influence of alcohol.

Equipment Breakdown Protection

Pays for repair and replacement costs for any equipment breakdown.

Business Income Coverage

Helps sustain any losses, pay the bills, take care of repair costs in situations when you have to temporarily close business.

Employee Dishonesty Coverage

Pays for any losses that may occur if your employees steal from your business.

Food-borne Illness Liability Coverage

Helps settle claims or medical expenses that result from a food-borne illness caused to your patrons.

Important Notice

Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

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