A Grocery Store business is exposed to many risks, these could be related to the property, contents or even employees. Deciding how to buy the right grocery store insurance can seem like a complex process.
At Exceed Insurance, our team simplifies every coverage for you so that you make the right decision when choosing a Grocery Store Insurance policy.
What is Grocery Store Insurance?
Insurance for grocery stores provides a number of coverages. These coverages are decided basis your needs and various aspects of your store such as the location, size and contents sold.
Grocery Store Insurance Coverages fall under 3 major categories, liability coverage, property coverage, and other coverages.
Lines of Insurance
Pays for any damages caused to your store property and contents in it.
Products Liability Coverage
Protects your business from claims or legal accusations due to faulty products.
Druggist Liability Coverage
Protects your grocery store from any medical claims incurred due to pharmacy sales.
Advertising Injury Coverage
Secures you from copyright and trademark infringement claims.
Umbrella Liability Coverage
Pays for additional expenses incurred that may not be covered in your general liability coverage.
Business Income Coverage
Helps sustain any losses, pay the bills, take care of repairs in situations when you may have to temporarily close business for a few days.
Equipment/Machinery Breakdown Protection
Pays for repair and replacement costs for any equipment breakdown.