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Home » Grocery Store Insurance

Grocery Store Insurance

A Grocery Store business is exposed to many risks, these could be related to the property, contents or even employees. Deciding how to buy the right grocery store insurance can seem like a complex process.

What is Grocery Store Insurance?

Business Insurance for grocery stores provides a number of coverages. These supermarket insurance coverages are decided basis of your needs and various aspects of your store such as the location, size, and contents sold.

Grocery Store Insurance Coverages fall under 3 major categories, liability coverage, property coverage, and other coverages.

Lines of Grocery Insurance

General Liability Insurance

Covers you for damages that occur from an in-store accident of a guest.

Workers Compensation Insurance

Pays for medical costs or loss of income situations that result from an on-the-job injury for your employees.

Liquor Liability Insurance

Helps settle claims for a situation where a guest causes harm a third-party under the influence of alcohol.

Additional Supermarket Insurance Coverages

Property Coverage

Pays for any damages caused to your store property and contents in it.

Products Liability Coverage

Protects your business from claims or legal accusations due to faulty products.

Druggist Liability Coverage

Protects your grocery store from any medical claims incurred due to pharmacy sales.

Advertising Injury Coverage

Secures you from copyright and trademark infringement claims.

Umbrella Liability Coverage

Pays for additional expenses incurred that may not be covered in your general liability coverage.

Business Income Coverage

Helps sustain any losses, pay the bills, take care of repairs in situations when you may have to temporarily close business for a few days.

Equipment/Machinery Breakdown Protection

Pays for repair and replacement costs for any equipment breakdown.

At Exceed Insurance, our team simplifies every insurance coverage for you so that you make the right decision when choosing insurance for grocery store.


Can I customize my grocery store insurance policy?

  • Yes, we also offer customizable insurance policies. We will tailor your grocery store insurance coverage based on your specific needs and risks. We also offer free business consultation. 

How quickly can I get a quote for Supermarket Insurance? 

  • Getting a quote with Exceed Insurance is a simple process. You can provide us the necessary information about your business, and our team will work to provide an instant quote.

What does grocery store insurance cover?

  • Grocery Store Insurance generally covers various aspects that includes property damage, liability for slips and falls, employee injury, theft, burglary and protection for inventory.

Important Notice

Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

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