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Exceed Insurance Agency Inc. Blog: safety

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Missouri tightly regulates its liquor and beer sales industry. The Division of Alcohol and Tobacco Control maintains thousands of liquor sales licenses. The state makes sure that liquor stores and other parties sell these items legally. However, a lot of responsibility still falls on the individual store owner. READ MORE >>

When you're filling your gas tank, you don't want anything to go wrong. Yet, it seems like every day we see news stories of mishaps, fires or explosions in gas station parking lots. It's easy to see why it's important not to let accidents happen when pumping gas. READ MORE >>

If you operate a liquor store in Indiana, you are part of a nationwide industry worth more than $45.5 billion. The Hoosier State has 359 licensed retail liquor stores, roughly 1 for every 3,500 residents.Whether you own a store in Evansville or Indianapolis, you likely play a part in your local economy. READ MORE >>

If you run a hotel, customer service is a paramount. Hundreds of guests pass through your hotel's doors on a regular basis. You expect your employees to maintain a professional environment at all times. But in order to maintain this objective, you'll need to help keep your employees safe. READ MORE >>

Gas stations and convenience stores need a lot of protection. Not only is gasoline valuable, it is also dangerous. Most gas stations carry insurance to help cover damages the business may suffer. Gas station insurance policies usually offer coverage for a variety of threats. READ MORE >>

Gas stations deal in many products. Gasoline, the prime item, also happens to be a very risky and dangerous commodity. That’s why most gas stations have to follow stringent regulations when selling it. Gasoline is at risk for explosions, fires, contamination and even theft. READ MORE >>

When guests come into your hotel, they expect a clean, healthy and safe place to lay their heads. Hotel owners thus have a lot on their hands. They see to the hotel’s proper maintenance, sanitation, meal preparation and housekeeping. Among housekeeping duties hotels face significant amounts of laundry. READ MORE >>

Hotel insurance can cover a variety of perils that can strike a lodging business. Fire damages are often covered by a hotel insurance policy. But, hotel managers and owners should protect a hotel from fire risks in the first place. Hotel fires are extremely dangerous and sometimes deadly phenomena. READ MORE >>

We’ve all probably heard the sound of someone falling in a restaurant. Most of the time we all cringe when we hear a crash somewhere in the business. Falls happen in restaurants, and they are insurance risks. If an employee falls, then you may have to provide the person with workers’ compensation. READ MORE >>

Many people rush in and rush out of gas stations. Nonetheless, most want to find a quality business environment while they are there. Gas stations have become a conglomeration of gas service, restrooms, merchandise and food. Gas station owners often manage many competing businesses in addition to selling gasoline. READ MORE >>

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