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Exceed Insurance Agency Inc. Blog: restaurant insurance

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Liquor liability insurance is a crucial coverage for liquor stores, but it's also important for restaurants. Most restaurants sell and serve alcohol. As such, they can be held liable for patron actions. For example, if a patron purchases four shots and leaves — only to get into a fight wi... READ MORE >>

The difference between restaurant insurance and business insurance will reflect the difference between a restaurant and a business that serves, but does not cook, food. Any business can sell food. But, once you begin preparing it on the premises, you are now running a restaurant, and conventional business insurance simply won't do. READ MORE >>

Every business needs quality insurance. It helps stop financial losses your company may face. If you own a bakery, deli, or a similar shop, you need the proper business insurance in place. It can help you keep your doors open if mistakes happen. It also helps you prevent financial loss in situations you cannot control. READ MORE >>

To make money, your restaurant has to operate efficiently. After all, if you can't serve your customers, they won't leave happy, and that could put you in a bind. That's why, should critical business equipment malfunction, then there could be a very costly loss you might have to face. READ MORE >>

In cities such as Las Vegas or Reno, visitors can find some of the most unique dining experiences in America. However, those two cities aren't the only locations in Nevada that have restaurants. Throughout the Silver State, everything from celebrity enterprises to mom-and-pop diners provide needed restaurant services. READ MORE >>

Iowa is a diverse state, and a crossroads in America's heartland. The Hawkeye State's economic and social climate lends itself to a large hospitality industry. This includes a thriving food service sector. There are 6,129 restaurants and other eating establishments in Iowa. The sector employs around 153,700 individuals. READ MORE >>

If you decide to get into the culinary business in Arkansas, you already understand that you need a delicious strategy. However, restaurant owners also have to offer a safe environment. Serving food poses potential safety risks. Arkansas imposes multiple regulations to ensure the safe conduct of its restauranteurs. READ MORE >>

We’ve all probably heard the sound of someone falling in a restaurant. Most of the time we all cringe when we hear a crash somewhere in the business. Falls happen in restaurants, and they are insurance risks. If an employee falls, then you may have to provide the person with workers’ compensation. READ MORE >>

A Business Owner Policy or BOP insurance is one of the most common types of policies for today’s restaurants. In fact, a basic BOP restaurant insurance policy may be all some companies need to put in place. However, there are other situations in which a BOP is not the only framework of the coverage you need. READ MORE >>

You want your customers to leave your restaurant satisfied with the experience. However, your restaurant can be a risky place if you don’t take steps to protect your customers. A constant stream of customers, food and drink pass through the restaurant daily. READ MORE >>

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