Gas stations deal in many products. Gasoline, the prime item, also happens to be a very risky and dangerous commodity. That’s why most gas stations have to follow stringent regulations when selling it. Gasoline is at risk for explosions, fires, contamination and even theft.
Not to mention gasoline, station owners also face a variety of other risks. Bathrooms may pose fall risks. Convenience store items may injure or sicken clients. A gas station’s business insurance will usually protect an owner from having to pay for any damages or injury claims the business faces.
But, gas station owners must be vigilant. To reduce the risk of insurance claims, owners should frequently inspect the business. Come up with a daily checklist to keep the business and patrons safe in your gas station. Walk through your business daily and keep these risks in mind:
- Follow all safety tips required by your franchises, gasoline suppliers and local laws. Make sure you always keep the gas station up to safety, health and sanitation codes.
- Check you pump apparatuses every day. Inspect the nozzles and hoses for leaks, corrosion and damages. Also make sure that any pay-at-the pump systems are not malfunctioning. You want to protect consumers by not overcharging them. Immediately shut down a malfunctioning pump.
- Check around your pump and parking areas for spills. Clean up gas or oil spills using recommended and safe cleanup methods.
- Ensure that your security systems work. Check safes where you store money. Keep them locked. Keep burglar alarms and spill alarms on at all times. Make sure that your camera system works.
- If you serve prepared food, check your appliances and inventory. Make sure that grills, coffee makers, drink machines and microwaves function correctly. Throw away any expired or spoiled food. Sweep and mop up any spills or dirt on the area’s floor.
- Check the bathrooms. Bathrooms pose a common fall risk to convenience store patrons. Clean and disinfect the area appropriately. Remove broken appliances like hand dryers or broken toilet seats. Make sure there are no leaks. If there are leaks, isolate them and call a plumber immediately.
- Place signs at hazards. Use out of order signs on broken appliances. Place wet floor signs near spills.
With the proper precautions a gas station owner can reduce insurance risks. Owners can prevent potential damages to the business and potential injuries to customers. These are just a few of the tips to keep in mind about gas station safety.
Exceed Insurance is proud to help its customers get the correct gas station insurance. We can tailor a policy to fit your needs. Go online today for a fast, free quote. Give us a call at (855) 539-2333 for more information.