Inside of Diner

If you decide to get into the culinary business in Arkansas, you already understand that you need a delicious strategy. However, restaurant owners also have to offer a safe environment. Serving food poses potential safety risks.

Arkansas imposes multiple regulations to ensure the safe conduct of its restauranteurs. Owners need to receive licensing and insurance coverage before they open their doors. As you prepare to open your business, be sure to follow The Natural State's restaurant operation requirements.


Arkansas requires many business owners to carry operating licenses. These licenses verify that hospitality businesses can professionally manage customer risks.

Food service demands top-notch sanitation initiatives and careful attention to health needs. Therefore, Arkansas requires licensing for most restaurants. Though the licenses for different restaurants vary, these are some of the most common:

  • Alcoholic Beverage License: These are also called sales permits. They authorize restaurants to sell alcohol on site. Arkansas also requires restaurants providing alcohol service to collect a sales tax and seek additional regulation from the state Alcoholic Beverage Control Division.
  • Food Service License: The Arkansas Health Department requires food service licenses for multiple establishments. These may include restaurants, food trucks, schools, concession stands and more. The state also requires restaurant inspections to ensure they meet health standards.

Additionally, restaurants have to abide by Arkansas' business tax and workplace safety laws. The state requires reporting practices that ensure businesses do not unfairly profit from taxes or abuse labor.

Insurance for Restaurants

Even after licensing, restaurants have to take steps to operate safely in Arkansas. Buying restaurant insurance should be part of that plan. The right restaurant insurance can properly cover the establishment';s financial risks.

Often, restauranteurs have a variety of choice for their coverage. Some of the most common are:

  • Property Insurance: This can offer coverage if an incident damages the restaurant itself. Property coverage may protect the building's structure, machinery and personal property.
  • Business Interruption Coverage: If the restaurant has to close of a significant time, business interruption coverage can help it stay afloat financially during the closure.
  • Liability coverage: Even if a restaurant follows proper safety procedures, it still might pose safety risks toward its vendors, employees and guests. The right liability policies can help compensate those who have accidents on the property. Multiple policies fall under the liability label. These may include workers compensation, general liability, employment practices liability and more.

With the correct attention to detail, restaurants and their insurance agents can properly diagnose what business insurance they need.

Get covered now! Call Exceed Insurance at (855) 539-2333 for a fast, free Arkansas restaurant insurance quote.

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