Missouri tightly regulates its liquor and beer sales industry. The Division of Alcohol and Tobacco Control maintains thousands of liquor sales licenses. The state makes sure that liquor stores and other parties sell these items legally. However, a lot of responsibility still falls on the individual store owner.
Running a liquor store can prove quite profitable. Yet, you have to treat the endeavor with care. That means making sure you have an expert team of employees behind you. It also means making sure those employees have the security to do their jobs successfully.
The Role Of Employees In Liquor Stores
A liquor store's employees provide a specialized customer service. They stock and protect the store's sensitive inventory. They keep the environment clean and safe for the customers and the stock. And they deal with a lot of security risks.
Your employees cannot sell to minors. Furthermore, customers might cause disruptions, and liquor is a high target for thieves. As such, your employees might very well put themselves in harm's way performing everyday tasks.
You have a duty to protect your employees. So, what can you do to help keep them safe on the job?
Establishing Employee Security Guidelines
Federal and state law protects employees of all businesses. Liquor stores usually have no exceptions to these rules. Therefore, owners must provide appropriate protection for their workers.
- Follow all OSHA and state regulations regarding pay, hours and safety precautions.
- Hire employees who have the background to do their jobs professionally. Verify that the employees receive any necessary supplementary licensing before starting.
- Ensure employees receive in-depth training on how to manage the store. They should know how to watch out for their own safety, as well as the safety of employees and stock.
- Compel employees to acknowledge penalties might impact them if they commit illegal acts.
- Maintain a heightened security presence in line with your store's inventory sensitivity.
Finally, carry workers compensation insurance for all your employees. The coverage can help you pay for the lost wages of employees who get hurt or sick on the job. This coverage serves as supplementary income for injured employees.
Missouri requires almost every business to offer this coverage. You often must pay this coverage regardless of whether the business was negligent in the accident.
Other supplementary insurance might protect workers as well. General liability, property, employment practices and professional liability coverage might all create a more protective bubble around employees.
Your Exceed Insurance agent can help you determine the best package options for your store.