Slip and fall claims are prevalent in grocery stores. Grocery store insurance can be expensive. However, too few providers give slip and fall scenarios enough consideration.
Business insurance usually covers slip and fall claims. However, grocery store owners should understand the realities of in-store personal injuries. Slip and fall claims occur quite a lot in grocery stores. Service providers must establish a keen approach to business safety to protect their shoppers.
A Common Cause: Negligent Inspection Protocols
Grocery store slip and fall claims usually occur due to negligent inspection protocols. Likely, the under-reported existence of grocery store insurance claims exists because of negligent inspection protocols. If and when an inspection protocol is unsafe, a claim may assist an injured individual.
Entryway hazards, too, contribute to grocery store slip and fall claims. Grocery stores often maintain protocols to place mats, signs and warning cones near entryways. However, some weather, like snowfall may not be readily dangerous to customers. It may only melt later and become incredibly hazardous.
Wet umbrella bag racks and shopping cart loading areas are concerning, too. Both are relatively contained areas hosting high traffic. A grocery store’s staff usually care for the areas. Even if a customer falls beyond a grocery store’s interior, they may still file a claim. For this reason, many grocery store operators maintain a “rainy day procedure” to quickly make these areas safe.
Is Employee Negligence a Factor?
Those conducting inspection protocols may be at fault during a personal injury case. This can be the case even if inspection protocols are negligent. Unfortunately, determining negligence can be incredibly difficult. Many states have had legislative changes due to grocery store slip and fall claims. Active employee negligence may not be obvious enough to aid a slip and fall claim.
It is, however, important to understand the dynamics of slip and fall. While attorneys are beneficial to a slip and fall case, understanding the prevalence of such accidents in grocery stores can help an injured party discern negligence early on. As with any personal injury case, a variety of factors will likely be at play. Legal leeway does exist, as do methods for fiscal reparation.
Call Exceed Insurance today at (855) 539-2333 if you have any questions about your grocery store insurance.