We’ve all probably heard the sound of someone falling in a restaurant. Most of the time we all cringe when we hear a crash somewhere in the business.
Falls happen in restaurants, and they are insurance risks. If an employee falls, then you may have to provide the person with workers’ compensation. Workers’ compensation is a type of insurance that can helps pay the employee lost wages while they recover.
If a patron falls in the restaurant, they may seek liability damages. You may have legal costs or a substantial medical payout to meet. Therefore, liability coverage can help your business.
However, you should do all you can to recognize the areas where falls are likely to occur in a restaurant. To take all necessary steps to reduce risks in these areas.
Common Fall Areas in Restaurants
- The cashier’s space. People tend to congregate here in unreliable patterns. Always be ready for influxes.
- Entry/exit doors. The high amount of traffic increases the risk of falls.
- Kitchen doors. Traffic moves into and out of this area quickly. Keep passenger traffic away from these doors as best as possible.
- Salad bars, serving bars and drink machines. Food droppings can accumulate here. The high traffic in this area can increase risks of falls.
- Seating areas. If seating is poorly arranged, it can make walking difficult. There can also be a high risk of falls if supplies clutters the area.
- Main walkways. Most foot traffic passes through this area, then there is a risk of falls if the area isn’t maintained.
- Steps and stairs. Steps and stairs in any area of the restaurant can cause falls if they aren’t maintained.
Ways to Reduce Fall Risks
- Sweep, vacuum and mop up spills. Place hazard signs near the site of the spills.
- Push the chairs under tables and don’t place restaurant equipment in common walkways
- Make sure that chairs aren't at risk of collapse.
- Mark serving lines or areas where people congregate.
- Place handrails at steps and make sure they are not loose or broken. Mark the steps clearly with signs.
- Ensure that you use appropriate lighting in common walkways.
- Encourage employees not to run through the restaurant. Make sure they know how to enter and exit the dining room.
Common fall areas in restaurants are just that, common. Most restaurants have them. Therefore, you need to recognize these areas and mitigate these risks.
Exceed Insurance Agency is here to help you choose the best restaurant insurance. That way, you can protect your assets when an unfortunate fall accident happens. Explore our options online and request a quote today. Call us at (855) 539-2333 for more information.