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Boat Insurance Coverage


You'll enjoy the water ever more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:
  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.
Home and auto insurance policies can provide limited coverage for boat. But, you may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:
  • Bodily Injury
  • Property Damage
  • Guest Passenger liability
  • Medical Payments
  • Theft
At Exceed Insurance, we help you find the best liability limits which start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments. Additional coverage can also be purchased for trailers and other accessories. We help you find type of coverage that would best suit your needs at very competitive rates.
Sailboat on the Water


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