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gas stationHow up-to-date is your gas station’s insurance plan? You likely have a business insurance plan that helps keep your business operational.

However, you may not have thought about how that policy reflects your specific needs. Can your policy, for example, help to protect your inventory? From the goods on the shelf to the product in your gas tanks, the right gas station insurance policy should meet your needs.

What Will Your Insurance Cover?

Business insurance for gas station owners should provide a wide range of protections. This includes protecting the building and your equipment. It will also provide extensive coverage for liability risks.

Your plan should cover what’s on the shelves of your gas station, what’s stored in the building, and even your fuel storage. It can provide you with protection for most types of inventory as well. It is important that your policy reflects the true value of what you own and have in stock on a routine basis. That means you may need to update the policy regularly.

Your plan will likely protect your inventory from factors like theft, vandalism, and loss from a covered event. It’s important for you to take steps to minimize these risks whenever possible. To protect your inventory, consider these tips:

  • Secure your storage areas and ensure that they are safe. They should be as free as possible from the risk of water damage.
  • Use security systems to monitor theft risks. It is always important to work with your insurer to minimize costs if you have a safety system in place.
  • Ensure your fuel meets all EPA and OSHA requirements. This helps ensure your plan protects your products.

Business insurance for gas stations should represent what’s onsite. If you change what you offer or increase the amount of product you store, it is important to let your insurer know of the updates. This could directly impact your coverage as well as how much you pay for your insurance costs.

If you have questions about your business insurance coverage, call us today at (855) 539-2333.
Posted 4:55 PM  View Comments

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