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Shell Gas StationGas stations and convenience stores need a lot of protection. Not only is gasoline valuable, it is also dangerous.

Most gas stations carry insurance to help cover damages the business may suffer. Gas station insurance policies usually offer coverage for a variety of threats. These can include theft, weather damages and fire damages.

The risk of fire is significant within a gas station. Both the store and the pump lanes face a risk of fires and explosions. Most gas station insurance policies usually include coverage for fires or explosions.

However, gas station owners should maintain their stations appropriately to reduce fire risks.

Looking For Fire Risks


Owners should know which scenarios raise the risk of gas station fires. If you are on the lookout, you could reduce the risk of fires in your business.
  • Make sure you keep a close eye on your pumps and their apparatuses. If there are leaks or pump pressures are incorrect, then you could face a risk of overflows or spills. This contamination could cause exposure to sparks and lead to fires. If you notice these problems, immediately shut down the affected pumps. Use professional cleaning methods to contain spills and leaks.
  • Lightning poses a real threat to gas stations. Should lightning strike your gas station, the surge could cause fires and explosions. Most gas stations incorporate surge protectors and other devices to redirect lightning strikes. Should lightning be present, you may have to shut down your station until severe weather passes.
  • Properly protect your excess stock of gasoline. Use reputable suppliers who use proper stocking methods on your property. Follow all safety requirements when stocking gas, and do not cut corners.
  • Avoid open flames in the business and on the property. It is illegal to smoke in and around gas stations.
Furthermore, fire risks don't just threaten your pumps. The risk could also affect your store.
  • Ensure that your store meets local electrical and business code requirements. This will reduce the risk of fires by ensuring that the building is safely constructed.
  • Keep loose wires and electrical cords in safe places. Make sure they don't come into any contact with moisture. Check your outlets periodically for sparks or surges.
  • If you sell food in your business, ensure your preparation appliances function properly. Also, safely shut down all stoves, grills and heaters each day. Don't forget to regularly maintain these items.
  • Check your bathroom for any electrical risks. If any leaks or spills come in contact with electronics in the bathroom, they could cause sparks.
  • Be on the lookout for problems in your utility systems. Breakdowns could lead to fires.
If you keep an eye out for your business, you can reduce your fire risks to the gas station.

Exceed Insurance has the coverage options to protect your gas station. Call us at (855) 539-2323 for a free gas station insurance quote.
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